The 2024 HMDA Data Is Here.

Explore the insights that help you turn data into action for your institution and your community. Every story behind every loan.

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Unlimited data - every loan record

Collaboration between marketing, sales, and fair lending teams

Customizable maps of production

Interactive charts and tables

124 Million Mortgage Records. 7 Years of Trends.

One Platform for Insight.

We’ve modeled and enriched seven years of HMDA data, 124 million records, and layered in Census insights to help you track borrower patterns, see market shifts, and now… even understand pricing strategy.

Spot Borrower Trends

Track ethnicity, race, income, age, loan type, and geography to see where your borrowers and opportunities are growing.

Understand Denial Reasons

Dive into DTI, credit, collateral, and more to learn where and why borrowers fall short and how to turn denials into approvals by improving product strategy.

Benchmark with Confidence

Compare your footprint against peers, leaders, or the full market - by product, borrower group, geography, and more.

Analyze Loan Pricing

Break down borrower costs: rate, points, lender credits, closing costs. Understand and compare TIP and APR across the market.

Use LLPA Logic for Pricing Analysis

Our LLPA-style grid lets you compare rates, costs, and production volume - for your own business.

Strengthen Your Fair Lending Story

Visual, defensible data to back your mission and your message across compliance, strategy, and community outreach.

LLPA matrix for home purchase owner-occupied

LLPA-like Matrix

Understand the outcomes (rate spreadinterest rate, number of loans) in a Credit Score-CLTV matrix.

Stay ahead with deep insights

Adjust product strategies

Educate your borrowers

Start with curiosity. Stay for the clarity.

Whether you're in compliance, community lending, policy, or strategy, HMDAVision is built to help you ask smarter questions and find actionable answers.

HMDAVision is not just another data solution.

It’s a decision tool for housing finance pros who care about outcomes.

Trusted by Data-Driven Mortgage Leaders

From top consultants to credit unions, our users rely on HMDAVision to turn complex data into meaningful strategy and measurable impact.

Polygon’s HMDAVision app is a powerful interactive tool for anyone looking to utilize the full depth and breadth of the HMDA dataset.

Mike Myer, Stratmor

I have been extremely pleased with how easy the Polygon Research's tools are to use and how quickly they update their data.

Alex Blum, MRC

HMDAvision is so much more than a fair lending tool – it will deeply impact your marketing team and its efforts as well. No serious lender should be without it.

Debra Leone, HVCU